Inflation Calculator
Future cost of today's money and how much purchasing power erodes.
How to use the Inflation Calculator
- Enter your figures in the fields above — results update instantly as you type.
- Choose your currency symbol (the maths is the same in any currency).
- Use Share result to save a link that reloads your exact inputs, or Print for your records.
- Compare scenarios by changing one input at a time and noting how the main result moves.
Formula
Future cost = A × (1 + r)^t Real value = A ÷ (1 + r)^tWorked example
At 3% inflation, something costing 1,000 today costs about 1,343.92 in 10 years, and 1,000 held in cash buys only about 744.09 of today's goods.
Frequently asked questions
Which inflation rate should I use?
Use your country's recent consumer price index trend, or the central bank's target (often about 2%) for long horizons.
How do I beat inflation?
Assets whose returns exceed inflation after tax maintain purchasing power; cash usually does not over long periods.
Assumptions & limits
Results are estimates based on the inputs you provide and the formula shown, rounded for display. They do not account for every fee, tax rule or market condition. This tool is educational and is not financial, tax or legal advice — confirm important decisions with a qualified professional.
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