Retirement Calculator
Project your nest egg and the yearly income it can support.
How to use the Retirement Calculator
- Enter your figures in the fields above — results update instantly as you type.
- Choose your currency symbol (the maths is the same in any currency).
- Use Share result to save a link that reloads your exact inputs, or Print for your records.
- Compare scenarios by changing one input at a time and noting how the main result moves.
Formula
Nest egg = Savings × (1+m)^n + monthly contributions grown at m Income = Nest egg × withdrawal rateWorked example
A 35-year-old with 50,000 saved, adding 800 a month at 6% until 65, projects to roughly 1.07 million — about 42,700 a year at a 4% withdrawal rate.
Frequently asked questions
Is this in today's money?
No — it is nominal. Subtract expected inflation from your return to see the result in today's purchasing power.
Does it include pensions or social security?
No. Add those income sources separately to the yearly income figure.
Assumptions & limits
Results are estimates based on the inputs you provide and the formula shown, rounded for display. They do not account for every fee, tax rule or market condition. This tool is educational and is not financial, tax or legal advice — confirm important decisions with a qualified professional.
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